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IBHS Research Center



The Insurance Institute for Business & Home Safety (IBHS) Research Center is a unique, state-of-the-art, multi-risk applied research and training facility on a 90-acre parcel of land in Chester County, South Carolina, approximately 45 minutes south of the Charlotte Airport. This facility will significantly advance building science by enabling researchers to more fully and accurately evaluate various residential and commercial construction materials and systems.

This facility is a tangible, very public demonstration of the property insurance industry’s deep commitment to reducing and preventing losses that disrupt the lives of millions of home and business owners each year. IBHS’ scientific research will influence residential and commercial structural design and construction for decades to come. Resulting savings on natural disaster-related losses – which totaled more than $26 billion across the U.S. in 2009 alone, and are expected to double every decade – will “pay for” the lab many times over.

Highlights of the IBHS Research Center Ember Test Demonstration, March 2011

Highlights of Research Center Inaugural Test Demonstrations, Fall 2010

The Creation of the IBHS Research Center

IBHS Research Center
Founding Companies

AAA - The Auto Club Group
AAA Insurance - Auto Club Insurance Company of Florida
AAA Mid-Atlantic Insurance Group
AAA Northern California, Nevada & Utah
ACE Tempest Re
Alfa Insurance Companies
Allstate Insurance Company
American Agricultural Insurance Company
American Family Insurance
American Insurance Association
American Modern Insurance Group
Amica Mutual Insurance Company
The Andover Companies
Aon Benfield
Aspen Re
Auto-Owners Insurance Company
Bankers Insurance Group
California FAIR Plan Association
COUNTRY® Financial
Enumclaw Insurance Group
Erie Insurance
Farm Bureau Property & Casualty Insurance Company
Farmers Insurance
Florida Farm Bureau Casualty Insurance Company
FM Global
Gen Re
Guy Carpenter
The Hartford Steam Boiler Inspection and Insurance Company
Holborn Corporation
Insurance Information Institute
Interinsurance Exchange of the Automobile Club
IPCRe Limited
Liberty Mutual Insurance
The Main Street America Group
MetLife Auto & Home
Mississippi Farm Bureau Casualty Insurance Company
Munich Re
Mutual Assurance Society of Virginia Fund of The Community Foundation
National Association of Mutual Insurance Companies
Nationwide Insurance
The Norfolk & Dedham Group®
Ohio Mutual Insurance Group
OneBeacon Insurance
Property Casualty Insurers Association of America (PCI)
Quincy Mutual Group
Reinsurance Association of America
RenaissanceRe Risk Sciences Foundation, Inc.
Rhode Island Joint Reinsurance Association
South Carolina Farm Bureau Mutual Insurance Company
South Carolina Wind & Hail Underwriting Association
State Farm Insurance Companies
Swiss Re
Travelers Companies, Inc.
Verisk Insurance Solutions
Virginia Farm Bureau Mutual Insurance Companies
W. R. Berkley Corporation
Willis Research Network
XL Group

Additional Research Center Resources